Life Insurance in and around Denton
Protection for those you care about
Life happens. Don't wait.

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- Krum
- Aubrey
- Ponder
- Sanger
- Corinth
- Midlothian
- Decatur
- Argyle
- Lake Dallas
- Lewisville
- Gainesville
- Lantana
- Little Elm
State Farm Offers Life Insurance Options, Too
It’s common for young people to assume that life insurance is something to think about on down the road. Actually, it’s the opposite! You miss out on lots of benefits by waiting. That’s why your Denton, TX, friends and neighbors of all ages already have State Farm life insurance!
Protection for those you care about
Life happens. Don't wait.

Wondering If You're Too Young For Life Insurance?
Coverage from State Farm helps you rest easy knowing those you love will be taken care of even if the worst comes to pass. Because most young families rely on dual incomes, the loss of one salary can be completely devastating. With the cost associated with providing for children, life insurance is an extreme necessity for young families. Even if you're a stay-at-home parent, the costs of paying for daycare or housekeeping can be substantial. For those who aren't parents, you may be financially responsible to business partners or have a partner who is unable to work.
Did you know that there's now a life insurance option available that's perfect for anyone who thought they couldn't qualify? It's called Guaranteed Issue Final Expense and it can really be of good use when it comes to supplement the financial options for final expenses like medical bills or funeral costs. Don't let these expenses overwhelm your loved ones in the future - check out State Farm Guaranteed Issue Final expense from State Farm agent Ricardo Sempertegui and see how you can be there for your loved ones—no matter what
Have More Questions About Life Insurance?
Call Ricardo at (940) 381-2490 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
What is survivorship universal life insurance?
What is survivorship universal life insurance?
Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.

Ricardo Sempertegui
State Farm® Insurance Agent
Simple Insights®
What determines the cost of life insurance?
What determines the cost of life insurance?
How do life insurance companies determine rates? And who pays more for life insurance? We break it down.
What is survivorship universal life insurance?
What is survivorship universal life insurance?
Survivorship universal life insurance can be used for legacy/estate planning, business transitions, charitable giving and more.