Life Insurance in and around Denton
Get insured for what matters to you
Life happens. Don't wait.

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- Krum
- Aubrey
- Ponder
- Sanger
- Corinth
- Midlothian
- Decatur
- Argyle
- Lake Dallas
- Lewisville
- Gainesville
- Lantana
- Little Elm
Protect Those You Love Most
One of the greatest ways you can protect your partner is by taking the steps to be prepared. As uneasy as pondering this may make you feel, it's a great idea to make sure you have life insurance to prepare for the unexpected.
Get insured for what matters to you
Life happens. Don't wait.

Put Those Worries To Rest
The beneficiary designated in your Life insurance policy can help cover current and future needs for your loved ones when you pass. The death benefit can help with things such as home repair costs, utility bills or college tuition. With State Farm, you can rely on us to be there when it's needed most, while also providing sensitive, reliable service.
When you and your family are protected by State Farm, you might relax because even if the unexpected happens, your loved ones may be protected. Call or go online now and see how State Farm agent Ricardo Sempertegui can help you protect your future.
Have More Questions About Life Insurance?
Call Ricardo at (940) 381-2490 or visit our FAQ page.
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- Get guidance and motivation to strengthen key areas of your overall wellness.
- Explore estate and end-of-life planning tools.
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.

Ricardo Sempertegui
State Farm® Insurance Agent
Simple Insights®
When should I update my estate plan?
When should I update my estate plan?
Marriage, death and divorce are, of course, reasons to update an estate plan. We review other times to review what's included in this financial document.
Cover two people with one policy, often at lower cost
Cover two people with one policy, often at lower cost
Joint universal life insurance can cover two people with an income tax-free death benefit paid to beneficiaries.